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Solar Harmoni — Investment Opportunity

Own Your
Energy.
Own Your
Returns. 21 years of clean energy cash flow. A tangible asset, fully yours by Year 11.

An investment structure that turns your rising TNB bill into a compounding, asset-backed income stream — with full ownership transfer after Year 11.

Request Proposal
RM 1M
Minimum Investment
RM 500K for accredited investors
21 Years
Project Duration
Asset-backed cash flow
Tier-1
Hardware & Warranty
Huawei + Jinko, 25-year warranty
Yr 11
Full Ownership Transfer
Legally binding shareholders agreement
Section 01 — The Problem

Rising Tariffs.
No Escape. Malaysian businesses haemorrhage millions paying TNB forever.

Rising energy tariffs
RM 10M
Lost in avoidable costs over 20 years without solar

Malaysian commercial & industrial users face a compounding cost crisis. Every year without solar is a year of guaranteed losses — with no asset to show at the end.

TNB Tariff Increases — 3–7% Annually
Electricity bills compound every year. A RM 50,000/month bill today becomes RM 90,000+ by 2040.
ICPT Surcharges — 10–20% Extra Monthly
Imbalance cost pass-through adds unpredictable surcharges on top of base tariffs.
Carbon Tax Exposure on Grid Electricity
Upcoming carbon pricing frameworks will penalise grid-dependent businesses as Malaysia hits 2050 targets.
No Asset Ownership — You Pay Forever
Renting electricity means zero equity, zero asset value, and zero leverage on your balance sheet.
Without solar, you lose RM 5–10M in avoided costs over 20 years.
Conservative estimate based on 3% annual tariff increase on a RM 30,000/month bill.
Section 02 — The Solution

Don't Buy Solar
Invest in Solar Co-own a solar asset with zero operational headache

01
You Invest
From RM 500K (accredited) or RM 1M for a full unit. Capital goes into a legally structured vehicle.
From RM 500,000
02
We Build & Operate
Solar Harmoni handles end-to-end: design, installation, monitoring, maintenance, and compliance.
Zero Hassle
03
You Earn
Via PPA savings, capital repayment, and rising asset equity — compounding annually as tariffs rise.
Compounding Returns
04
Ownership Transfers
After year 11, full asset ownership transfers to you. Free energy, zero lease payments — forever.
After Year 11
Why This Model Wins
The only model that gives you savings, returns, and asset ownership simultaneously.
Unlike outright purchase (capital-heavy) or PPA (no ownership), the model is structured to deliver all three pillars of value — recurring income, capital appreciation, and free energy post-transfer.
RM 0 operational responsibility — we manage everything
Asset appears on your balance sheet after ownership transfer
Exit option: sell your shares after year 5
Shariah-compliant — structured as Musharakah joint venture
Monthly reporting: generation, savings, and cash flow
Section 03 — How the Three Rounds Work

Solar Harmoni raises
across three rounds
at increasing valuations.

As Solar Harmoni scales its rooftop portfolio, the company raises capital across three structured funding rounds — each at a higher valuation. Early Round 1 investors retain a meaningful stake even as later rounds dilute their percentage, because the underlying valuation grows faster than the dilution.

Round 1 gets in cheapest
Year 0 — Now
RM 50M
10% raised · RM 5M total
Round 1 investor
2.0%your stake at entry
Round 2
~Year 5
RM 100M
10% raised · RM 10M total
Round 1 investor
1.8%after Round 2 dilution
Round 3 / Exit
~Year 11
RM 200M
10% raised · RM 20M total
Round 1 investor
1.6%after Round 3 dilution
Round 1 Investor Exit Value 1.62% × RM 200M = RM 3.24M at exit, plus operational returns +RM 5.06M
Latest valuation projection based on the three-round raise plan.
Section 04 — Model Comparison

Outright vs PPA
vs Investment Model.

Three ways to go solar. Only one gives you savings, returns, and ownership.

Feature Outright Purchase PPA (No Ownership) Investment Model
Asset Ownership After Year 11
Capital Required RM 3–5M upfront RM 0 From RM 500K
IRR / Returns 10–12% IRR 8–10% IRR Total Return ~6.7×–8.3×
O&M Responsibility Owner bears all cost Provider manages Solar Harmoni manages
Balance Sheet Asset Immediate From Year 11
Exit Liquidity Sell the system Locked in Sell shares after Yr 5
Shariah-Compliant Varies Musharakah
Best For Cash-rich corporates Zero-risk operators Investors seeking returns
Section 05 — Structure & Tax Position

How the model protects
and compounds your capital

Beyond the operational returns, this model carries built-in protections — faster payback than alternatives, and access to Malaysian tax incentives that compound your after-tax position over the full 21-year horizon.

Payback Comparison

Time to first positive cash flow.

Outright
Heavy capex on Day 1
3.5 years
PPA
Discount only, no payback
6-7 years
This Model
Income from Y1, asset at Y11
Cash-flowing from Y1
Only this model delivers income from Year 1 AND asset ownership at Year 11.
Tax Position

Available to investors.

24%
Capital Allowance
12%
GITA Green Inv. Tax
OUTRIGHT IRR IMPACT
Baseline
17.9%
→
With ITA
27.9%
+10 percentage point IRR uplift when ITA is approved. A 21-year horizon tax shield compounds.

This investment qualifies for MyHijau-eligible green financing and tax allowances. After-tax returns compound beyond the headline figures shown elsewhere in this deck.

Section 06 — Investment Snapshot

The Numbers.
Audited.

Total Investment RM 1,000,000
Total Returns 21-Year Audited Projection
Project Duration 21 Years
Total Return ~6.7×–8.3×
Ownership Transfer Year 11
Off-Taker University (Investment Grade)
Equity — Investor 80%
Equity — Operator + Off-Taker 10% + 10%
Exit Liquidity After Year 5

Based on Solar Harmoni — audited for university and corporate off-takers. Conservative modelling applied with 0.5% annual panel degradation assumed.

Section 07 — Governance

Structure &
Share Model.

Independent governance with investor-majority equity and monthly transparency reporting.

Governance
Equity Distribution
Investor
80%
Operator
10%
Off-taker
10%
Independent Board
Investor representation is included on the board. All major decisions require investor approval. Full audit rights granted annually.
Monthly Transparency Reporting
Detailed monthly reports covering energy generation (kWh), tariff savings (RM), cash flow statement, and asset maintenance log.
Exit Option — After Year 5
Investors may exit via the secondary market after year 5. Shares are transferable subject to shareholder agreement terms.
Legal Protection — Binding Agreement
Ownership transfer is guaranteed in the legally binding shareholders agreement. PPA, O&M, and NEM 3.0 compliant.
Shariah-Compliant Structure
Structured as a Musharakah joint venture — fully compliant with Islamic finance principles and eligible for Islamic financing.
Section 08 — Risk & Mitigation

Every Risk.
Mitigated.

We've stress-tested every scenario. Here's how each risk is protected against.

Lower Solar Yield
Irradiance variability may reduce annual generation below projected levels in unusually cloudy years.
Conservative 20-year irradiance study modelling + performance guarantee from panel manufacturer.
Off-Taker Default
The energy off-taker (university/corporate) may face financial difficulties affecting PPA payments.
6-month cash reserve escrow account + pre-approved standby off-taker agreement in place.
Panel Degradation
Solar panels lose efficiency over time — typically 0.5–1.0% per year — affecting long-term output projections.
Only 0.5% annual degradation modelled (conservative). Jinko panels carry 30-year linear output warranty.
Tariff Policy Changes
Government changes to TNB tariff structure or NEM policy could affect savings projections.
Grandfathering clause in PPA locks in agreed rates for full contract duration regardless of policy changes.
Force Majeure Events
Natural disasters, extreme weather, or unforeseen events causing damage to the solar installation.
Full property, liability, and generation insurance policies in place. Reserve fund covers immediate repairs.
Why Choose Solar Harmoni
⚡
High Efficiency
Tier-1 Jinko panels + Huawei Smart inverters
🛠
Low Maintenance
Remote monitoring + annual professional cleaning
🛡
Long Lifespan
25-year panel warranty, 30-year linear output
🏛
Bankable Off-Taker
University-grade credit — investment-grade off-taker
✅
Fully Compliant
SEDA, MIDA, NEM 3.0, Lembaga Hasil certified
Section 09 — FAQs

Common Questions.

Everything you need to know before investing in a Solar Harmoni.

What happens if the off-taker stops paying?
A 6-month cash reserve in escrow — enough to cover all obligations while a standby off-taker is activated. We pre-qualify backup off-takers before any project launches, so there is no gap in income.
Do I really get ownership after 11 years?
Yes — this is included in the legally binding shareholders agreement signed at the point of investment. The ownership transfer is a contractual obligation on Solar Harmoni's part, enforceable under Malaysian law. You receive full title to the solar asset at the agreed transfer year.
Can I sell my stake early?
Yes — a secondary market is available after year 5. You may transfer or sell your shares subject to the right of first refusal provisions in the shareholders agreement. Solar Harmoni can also facilitate introductions to interested buyers within our investor network.
Is this Shariah-compliant?
Yes — the investment is structured as a Musharakah joint venture, which is a widely accepted Islamic finance structure. There is no interest (riba), and all returns are profit-sharing based. Islamic financing facilities are also available for the investment itself.
What is the minimum investment?
RM 500,000 for accredited investors (as defined under the Capital Markets and Services Act). RM 1,000,000 for a full investment unit with complete governance rights including board representation and full ownership transfer entitlement.
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Proposal. Receive your personalised investment brief within 48 hours.

Join the investors turning Malaysia's rising energy tariffs into compounding, asset-backed returns — backed by a tangible solar asset and 21 years of clean cash flow.

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Legally structured
Audited projections
Shariah-compliant
University off-taker
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Us we're ready to help you go solar

From free residential consultations to large-scale investment partnerships — our TNB-certified team is ready to guide you every step of the way.

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Contact Information
Email
sales@solarharmoni.com
Phone
+60 12-225 5319
Office
Kuala Lumpur, Malaysia
Response Time
Within 24 hours
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